Law

Whiplash Claims: Everything You Need To Know

How are whiplash payouts calculated?

The amount of compensation you may receive for your whiplash claim will be determined by:

  1.   When and where the accident happened;
  2.   How the accident happened.
  3.   How badly you were injured;
  4.   The length of recovery time from the injury;
  5.   Your prognosis for the future;
  6.   The acceleration of any pre-existing conditions.
  7.   Out-of-pocket expenses;
  8.   Additional medical care costs for your injury;
  9.   Loss of earnings including overtime during recovery;
  10.  Potential loss of earnings in the future.

How long do whiplash claims take?

Whiplash case times vary, however a good rule of thumb is to remember that:

  •  Where liability is admitted and the claim value is not contested, whiplash claims take on average 4 – 8 months to be processed.
  • Where liability is not accepted or the claim value is contested, whiplash claims take on average 8 – 12 months to be processed.

How much compensation will I receive?

Payouts vary from case to case and as mentioned above are determined by several factors most notable of which are the severity of your whiplash injury and the length of recovery needed. We are unable to provide accurate compensation amounts here or during communication with you, however we are able to provide estimates. From our experience:

  •    Grade 1 and Grade 2 whiplash injuries (minor and moderate): £1,000 – £7,000.
  •     Grade 2 and Grade 3 whiplash injuries (severe): £7,000 – £97,500.

Why are whiplash claims on the rise?

This is a great question. The main reason that whiplash claims are on the rise is because people have become better informed of their right to seek financial compensation for the pain and suffering that whiplash causes. This is a solid explanation for the argument that whiplash claims have risen despite road traffic accident levels falling.

Simply, victims are no longer sitting back and doing nothing.

I’m not sure if I can make a claim for whiplash. Can I?

Whilst we would need to talk to you first to determine your eligibility for compensation, what we can say is that if you are the victim of whiplash and it was somebody else’s fault, you have the right to make a claim for compensation under UK law. Whether you were the driver of a vehicle, the passenger of a vehicle, or you suffered whiplash in any other accident that was somebody else’s fault, you may be able to make a claim for compensation.

I want to make a claim. Where should I start?

With the experts, of course. AAH operates a 24/7 accident advice helpline with trained advisors at the other end to answer all of your whiplash claim questions. Call 0800 689 0500 or from your mobile on 0333 500 0993 to discuss your injury and eligibility for financial compensation. We will advise you on whiplash claims average payout.

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