Travelling is not always a favourite pastime, especially with your growing age. You, at times, need to travel for business or for some private reasons like meeting the near and dear ones abroad and son on. Time and tide wait for none. So is your health. As a matter of fact, travel insurance for the over 60s requires some checks and restraints befitting the traveller’s interests as well as the insurer. It essentially helps eradicate misunderstandings and disputes at the time of claim settlement.
This, in other words, construes that the travel insurance for the over 60s is like treading on a rope from the viewpoint of an insurer while it gives the peace of mind to the people over 60s.
The USP (Unique Selling Proposition) of the travel insurance for the over 60s:
With the growing age, we all become susceptible to the illness. Sweet 60 is such an age that, fortunately, leaves some energy, strength, and conviction in most of us for adding some more feathers to our hat while the physique may not be that supportive. A good travel insurance for the over 60s, therefore, comes as a unique solution for safeguarding us against the unforeseen circumstances of life in abroad and gives us the feeling of being in the safe hands. This is no mean achievement, especially when you are visiting a new country beyond your home turf.
Key areas of the travel insurance for the over 60s:
1) Flexibility:You must choose a travel insurance that fits into your requirement without you being fit into the insurer’s requirement. Always keep in mind that you have to ask for the stuff that you wish to have on your side. To put things in the right perspective, there is nothing fixed on the earth other than death and taxes (Albert Einstein). Your travel insurance for the over 60s is no different.
By saying so we mean you can demandto make your policy tailor-made. After all, you are the customer that keeps the cashbox ringing for the insurer.
2) Check on the pre-existing medical condition and others: There is no uniform policy and practice on the medical cover. Different insurers follow the different set of rules though the basic remains the same.
For instance, you will not get the medical insurance cover if you are travelling against your doctor’s advice.You will also be required to undergo tests against the pre-existing ailments for being covered effectively by your medical insurance for the over 60s. Also, check the countries covered in your medical insurance taken from the travel insurer.
3) Pricing: While aiming to augment the maximum cover under the travel insurance for the over 60s, don’t land up paying an exorbitant price. It doesn’t make sense. Because, the company that charges more not necessarily provides you the best service on demand. Check the price tag that suits your budget.
Check at least a couple of options carefully on the travel insurance for the over 60s before you close a deal with an insurer.